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Tech Giants Borrow for AI: Bond Market Flooded with $90 Billion

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Tech giants borrow for AI

A massive financial shift is underway in Silicon Valley. Major tech giants borrow for AI expansion, turning aggressively to public debt markets. This sudden surge aims to fund the colossal infrastructure required for next-generation artificial intelligence.

Although sector-wide leverage remains low, the pace of borrowing is raising eyebrows. Investors question whether the bond market can absorb this supply. Furthermore, doubts linger regarding the eventual return on these massive investments.

Hyperscalers Pivot to Bond Issuance

Historically, tech leaders relied on vast cash reserves to fund growth. However, the urgent race to build AI-ready data centers has triggered a strategic pivot. Since September, the industry’s “hyperscalers” have collectively issued nearly $90 billion in public bonds.

The breakdown of recent issuance includes:

  • Meta: $30 billion

  • Alphabet (Google): $25 billion

  • Oracle: $18 billion

  • Amazon: $15 billion

Notably, Microsoft remains the only top-tier player to abstain from tapping debt markets in recent weeks.

Skyrocketing Capital Expenditures

The scale of spending is unprecedented. Analysts report that debt issuance for these firms jumped to over $120 billion this year. This contrasts sharply with the five-year average of just $28 billion.

This funding strategy also includes private financing. For instance, Meta recently secured a $27 billion agreement specifically for a data center project.

Consequently, the trajectory for capital expenditure (CapEx) is climbing steeply:

  • 2024: Exceeding $200 billion.

  • 2025: Projected to reach just under $400 billion.

  • 2027: Expected to hit $600 billion.

Investor Caution and the Nvidia Outlier

While tech stocks drove an 11% rise in the S&P 500, the flood of new bonds has cooled sentiment. Markets now realize free cash flow alone cannot sustain the AI build-out. Therefore, the public bond market must shoulder the burden.

Investors are demanding higher returns for this risk. Companies are paying premiums of approximately 10 to 15 basis points over existing debt to clear the new supply.

Conversely, Nvidia is bucking the trend. As other tech giants borrow for AI, the primary chip supplier is de-leveraging. Bolstered by robust revenue, Nvidia reduced its long-term debt from $8.5 billion to $7.5 billion this year.

Financial Health Remains Strong

Despite the uneasiness regarding debt volume, corporate balance sheets remain robust. Cash flows still fund roughly 80% to 90% of planned expenditures.

Moreover, leverage ratios for these companies remain exceptionally low, generally staying below 1x. For now, supply chain bottlenecks pose a greater threat to expansion than a lack of funding capacity.

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